Five Questions You MUST Ask If You’re Being Laid Off
Getting laid off is tough, and it can feel like you’re scrambling to figure out your next steps. But before you start stressing about job hunting, there are five essential questions you need to ask your employer right after the news hits. Asking these questions will not only give you clarity but also protect your rights and help you navigate your transition more smoothly.
And a pro tip? Make sure to get the answers in writing! You want to have an email confirmation to refer back to, in case anything changes. Let’s dive into the key questions you need to ask.
1. When Will I Receive My Final Paycheck?
This one seems simple, but it’s crucial. You need to know when and how your final paycheck will arrive. Will it be directly deposited, mailed, or do you need to physically pick it up? You don’t want any surprises here, especially when you’re planning your finances during a transition.
Follow up by getting the timeline in writing. It holds the company accountable and gives you peace of mind knowing when that last check will hit your account.
2. Will My Vacation and PTO Be Paid Out?
Don’t assume that your accrued vacation and paid time off (PTO) will automatically be paid out. Some companies pay for vacation days, but not PTO. Others may not pay out anything at all. It all depends on the company’s policies, which are usually outlined in your employee handbook or contract.
Ask your employer directly and make sure to clarify if you’ll be compensated for any unused time. Once again, get the answer in writing to avoid confusion later on.
3. When Will My Benefits End, and When Can I Enroll in COBRA?
This is a big one, especially if you’re relying on company-sponsored health insurance. Find out exactly when your benefits will end, so you’re not left without coverage. In most cases, employers offer COBRA, which allows you to continue your health insurance after a layoff. COBRA can be expensive, but it provides a bridge until you get new coverage through another job.
Make sure to ask when you’re eligible to enroll in COBRA and if your employer will be offering any extensions or support for your benefits. The last thing you want is a gap in coverage, so lock down these details.
4. Am I Eligible for Rehire?
This is one of the most important questions because it tells you whether this is truly a layoff or if there’s something more going on. If they say you’re not eligible for rehire, it might be a performance issue rather than a layoff, which can affect your future employment options. Some states allow employers to be contacted by prospective employers to ask if you're eligible for rehire, so it's key to know where you stand.
If they say you’re not eligible, don’t be afraid to ask why. You deserve clarity, and it helps you understand what may have contributed to the decision.
5. Will I Be Offered Outplacement Services?
Outplacement services are resources like resume writing, LinkedIn profile support, and job search strategy sessions that help laid-off employees find new jobs. Unfortunately, many companies don’t offer this anymore, but it’s still worth asking.
Why? First, it plants the idea in their heads, and second, you might be able to negotiate for it later on. Outplacement services can be incredibly helpful, especially if it’s been a while since your last job search. Knowing the latest job search strategies and having professional support can make a world of difference.
Bonus Tip: Negotiate for More Support
Even after you’ve asked these five key questions, remember that you might be able to negotiate for more. Sometimes, companies are open to extending benefits, increasing severance, or offering outplacement services if you ask. So don’t be afraid to advocate for yourself during this process.
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We’re here to help you through this transition. You don’t have to do it alone—join us today!
You’ve got this!
Cassidy O’Donnell
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